Dear Valued Customer,

SmithBarney Citigroup, is committed to maintaining a safe environment for our customers. To protect the security of your account, SmithBarney Citigroup, employs some of the most advanced security systems in the world and our anti-fraud teams regularly screen the Citibank system for unusual activity.

We are contacting you to remind you that on Nov. 28, 2004 our Account Review Team identified some unusual activity in your account. In accordance with SmithBarney's User Agreement and to ensure that your account has not been compromised, access to your account was limited. Your account access will remain limited until this issue has been resolved.

We encourage you to log in and perform the steps necessary to restore your account access as soon as possible. Allowing your account access to remain limited for an extended period of time may result in further limitations on the use of your account and possible account closure.Visit now log on page and sign to account verification process:

Sincerely,
SmithBarney Citigroup, Account Review Department.